Settling With An Insurance Company
Find out how long it takes to settle a claim against an insurance company. If you are thinking of making a compensation claim, you may be wondering how long it could take for an insurer to settle. While the efficiency and effectiveness of your personal injury solicitor can impact the speed of your case, there are lots of other factors to take into consideration.
Settling a compensation claim involves lots of different parties. There are the solicitors for both the claimant and the defendant, the courts and the insurance companies involved. The duration of Court proceedings can vary greatly and can really only be estimated. However, there are legal protocols that are put in place to help speed up the timeframe.
Pre-Action Protocols Against Insurance Companies
Pre-action protocols explain the conduct and expectations that the courts want both parties to have taken prior to the commencement of the legal proceedings at court level.
The maximum amount of time that is allowed for insurance companies to do a requested action is 3 months and 21 days. This amount of time is broken down through:
- The claimant’s solicitor submits a letter to the defendant that discusses the details of the claim. An initial response from the defendant to this letter must be submitted within 21 days.
- The defendant then has 3 months to investigate the nature of the claim and respond. The response to this claim must include a decision on whether they admit liability. If they do not admit liability, their response mut include a disclosure document which details their defence against the claim being made.
If the insurance company fails to provide a response by the time limit, an application to the court for a pre-action disclosure can be made.
Furthermore, there are other factors to take into account which can influence how quickly something is being settled. For example:
- If the liability for the accident is clear and unequivocal.
- The injuries related to the accident are minor and there will be no permanent impairment, such as a disability or brain damage.
More complex cases which involve arguing over liability or disputing the compensation amounts will take longer to solve. The defendant could also request further medical evidence.ELIGIBILITY CHECKER
Contact Jefferies Solicitors
Our experts at Jefferies Solicitors are well experienced in dealing with a range of different case types. We understand how traumatic sustaining an injury or developing an illness can be and so we want to make the process of claiming compensation as stress-free as possible. No matter exactly where you are located throughout England and Wales, we can help you.
At first, we will need some initial details about the specifics of your injuries and how this has impacted your life. Contact us today on 0800 342 3206 or through our online form to get started. A member of our team will quickly be in touch to discuss your case, confidentiality is ensured with all our clients.